i recieve a callfrom this same company i ask where did you get my information from. they replied you must of apply for credit i said no i have not and i have a credit repair company thats fixing my credit they replied they recieve my info from the credit buera which i knew that was a lie i also ask what bank insured the credit card they said wachovia i call the bank and they only back up there company credit cards not ameritrust financial and advise me to make a fraud report i did.don't trustameritrust